Beyond Gossip: Who Is the Real Bankrupt? How Backbiting and Misconduct Hold You Back from True Potential
When we think of bankruptcy, we typically picture financial loss. But what if there’s a deeper kind of bankruptcy that drains not our wallets but our spirit and purpose? In this sense, the real bankrupt is someone who, despite outward success, loses their inner strength—worn away by actions that diminish their character and purpose.
Backbiting is one of the most harmful habits leading to this kind of inner emptiness. Often disguised as harmless gossip or “talking shit,” it’s far more damaging than it seems. But backbiting is just one example of how we can lose our integrity. Other actions, like misbehaving or disrespecting others, also drain us of inner peace and leave us feeling empty. These behaviours slowly steal away our purpose and values.
In this blog, we’ll explore the real cost of such habits and how they prevent us from leading a life of meaning and growth. By the end, you’ll see how letting go of these habits can transform your relationships, your mindset, and your inner peace.
What Is True Bankruptcy?
True wealth isn’t just money—it’s the integrity, kindness, and inner peace that fill our lives with meaning. Spiritual bankruptcy happens when actions like backbiting, gossip, or disrespect drain these values, leaving us with a sense of emptiness despite any outward success.
The Quran speaks clearly about backbiting and harmful actions. Here are a few verses and Hadith that capture their impact on our lives:
1. On Misbehaviour and Dishonouring Others
In Surah Al-Hujurat (49:11), Allah advises us:
“O you who have believed, let not a people ridicule [another] people; perhaps they may be better than them... And do not insult one another and do not call each other by [offensive] nicknames.”
This verse reminds us that actions like mockery or insult aren’t just harmful to others—they’re signs of spiritual weakness.
2. On Backbiting and Gossip
In Surah Al-Hujurat (49:12), the Quran addresses backbiting with powerful imagery:
“And do not spy or backbite each other. Would one of you like to eat the flesh of his brother when dead? You would detest it.”
3. The Hadith on True Bankruptcy
The Prophet Muhammad (PBUH) once described true bankruptcy not as a lack of wealth, but as a loss of good deeds due to harming others:
“Do you know who the bankrupt is? They are those who come on the Day of Judgment with prayers, fasting, and charity, but they have insulted, slandered, and hurt others. Their good deeds will be distributed among those they wronged, and when their deeds are depleted, others' sins will be added to their record.” (Sahih Muslim)
Just as financial bankruptcy leaves us penniless, gossip, slander, and harmful actions leave us morally and spiritually depleted, stripped of our good deeds and inner peace.
Lessons from Imam Abu Hanifa on Responding to Backbiting
One day, Imam Abu Hanifa learned that a man in his community had been slandering him. Rather than feeling anger, he responded with a remarkable act of kindness. He sent the man a beautiful gift, along with a simple note:
“I heard that you have given me some of your good deeds, so I wanted to return the favour with a small gift in return.”
Imam Abu Hanifa’s note was a reminder that in Islam, backbiting transfers one’s good deeds to the person being spoken about. His act teaches us that the best response to backbiting is patience and kindness. Instead of anger, he reminded the man of the impact of his words, with compassion and grace.
Reflection: How would you respond if someone you knew were speaking poorly about you?
Why Do We Engage in Gossip and Misconduct? Understanding the Root Causes
To truly avoid the trap of behaviours that lead to spiritual bankruptcy, we need to understand what drives us to engage in them. Imam Ghazali, in Ihya Ulumuddin, identifies eight common motives behind backbiting. Each reflects an inner struggle that pulls us away from self-mastery and purpose:
- Anger – Venting frustrations about others.
- Envy – Diminishing others’ success to soothe insecurities.
- Pride – Putting others down to feel better about oneself.
- Innocence – Shifting blame to avoid accountability.
- Arrogance – Displaying superiority by pointing out others’ flaws.
- Jealousy – Tarnishing someone’s reputation out of resentment.
- Humour – Making others the subject of jokes.
- Hatred – Reinforcing negative views about others.
The Prophet Muhammad (PBUH) advised, “Whoever believes in Allah and the Last Day, let him speak good or remain silent.” (Sahih Bukhari and Muslim) His words encourage us to control our speech, reminding us that kindness and self-restraint protect our inner peace and integrity.
Where Does Backbiting Often Happen?
Backbiting tends to arise in familiar, casual settings where people feel relaxed or open. Here are a few common places where gossip and backbiting might appear:
- Dining Tables – Especially during festive gatherings, discussions can shift from the positive to critique, focusing on what was wrong with the food or events.
- Parent Groups – When parents meet to discuss school matters or other issues, the conversation can often drift into gossip about other families, teachers, or community members.
- Social Media – Online platforms make it easy to comment on others’ lives or criticise anonymously. Social media is a space where gossip can spread quickly, often with little accountability.
Exercise: One-Week Challenge to Step Away from Gossip and Backbiting
To break the habit of backbiting, start with a one-week challenge. For the next seven days, commit to avoiding gossip in any form. This short-term challenge will build awareness and make it easier to sustain the habit long-term. Here’s how to make it manageable:
- Pause and Recognise – When you find yourself drawn into a conversation that’s turning negative, take a mental pause. Recognise the direction the talk is heading and remind yourself of your intention to stay away from gossip.
- Redirect the Topic – Try to steer the conversation toward something positive or neutral. For example, if people are critiquing someone, you could bring up an upcoming event or shift to a personal story.
- Excuse Yourself Politely – If the discussion remains focused on backbiting, excuse yourself from the conversation. You don’t need to confront anyone directly—simply excusing yourself is a powerful, silent way to disengage.
- Reflect on the Impact – After removing yourself, take a moment to reflect. Recognise how it feels to step away from gossip and affirm your choice to preserve your peace and integrity.
- Set a Goal for Yourself – Each time you succeed in stepping away from gossip, you’ll strengthen your ability to stay clear of these negative habits, which will ultimately enrich your life.
Dealing with “Talking Shit” about Others
When people talk “shit” about others, even casually, it’s easy to fall into backbiting without realising the harm it causes. If you hear people speaking this way about someone—especially in your presence—it’s wise to avoid joining in or even just listening. Instead, you can try to change the subject or, if that isn’t possible, politely excuse yourself from the conversation. As the Prophet Muhammad (PBUH) advised:
“Whoever among you sees an evil action, let him change it with his hand; if he cannot, then with his tongue; if he cannot, then with his heart—and that is the weakest level of faith.” (Sahih Muslim)
This Hadith encourages us to avoid situations where others are being disrespected and, if possible, to stop the behaviour. By stepping away or choosing not to participate, you’re actively distancing yourself from the negativity of backbiting and preserving your own integrity.
Reflection: If someone is willing to backbite against others in your presence, what’s to stop them from doing the same about you when you’re not around?
The Story of Ishwar Chandra Vidyasagar’s Compassion
Ishwar Chandra Vidyasagar, a renowned Bengali reformer, once learned that a Brahmin was spreading negative rumours about him. Instead of confronting him, Vidyasagar remembered an entry in his diary from seven years prior. At that time, he had quietly given the same Brahmin five rupees to help fund his daughter’s marriage.
Now, years later, this same Brahmin was speaking poorly of him. Rather than reacting with anger, Vidyasagar chose not to let it disturb his peace. He accepted that true generosity isn’t diminished by others’ reactions, continuing to help those in need without expecting praise or gratitude.
This story reflects the Quranic teaching on giving alms without seeking worldly rewards. In Surah Al-Baqarah (2:262), Allah praises those who give selflessly:
“Those who spend their wealth in the cause of Allah and do not follow up their gifts with reminders of their generosity or hurtful words—they will have their reward with their Lord, and there will be no fear for them, nor will they grieve.”
Vidyasagar’s actions embody this spirit of giving—supporting others quietly, even when they may not appreciate it, and expecting no repayment but inner peace and satisfaction.
Reflection: Could you still be generous to someone who spoke badly of you?
Life Lessons from Nietzsche and Dr. A.P.J. Abdul Kalam
Nietzsche’s Vision of the “Superman” and Living with Purpose
Friedrich Nietzsche, the influential German philosopher, developed the concept of the “Superman” (Ãœbermensch)—a figure who rises above the ordinary, leading a life of purpose, strength, and resilience. Nietzsche wasn’t interested in outward greatness or superficial power but believed that each person has the potential to overcome inner limitations and live meaningfully.
Nietzsche famously said, “He who has a why to live can bear almost anyhow.” His words encourage us to find our purpose, a cause so meaningful that it allows us to withstand life’s challenges with grace. When tempted by gossip or negativity, consider whether it aligns with your true purpose or if it merely distracts from it.
Reflection: What is your “why”? How can this purpose guide you to rise above trivial distractions and live more intentionally?
Dr. A.P.J. Abdul Kalam’s Humble Vision of a Life Well Lived
Dr. A.P.J. Abdul Kalam, a visionary scientist and former President of India, demonstrated his values in life and work. Upon leaving the presidential office, he chose to carry only two suitcases, declining a lifetime state allowance and letting go of worldly possessions.
Dr. Kalam also advised, “Two things elders must also do—never leave wealth at your deathbed, as it leads to family disputes; and one is blessed if one can die working, standing tall.” Dr. Kalam embodied this idea—he passed away while giving a lecture, leaving a legacy of service and humility. He requested, “Don’t declare a holiday on my death. Instead, work an extra day if you love me.”
Kalam’s words remind us that a meaningful life is not about material accumulation or praise but about staying humble, serving others, and living true to our values, right to the end.
Reflection: What would it mean to live humbly, serve others, and stay focused on your legacy rather than on temporary gains?
Summary of Takeaways
- Choose Integrity: True wealth is found in kindness and integrity, not in material gain.
- Respond with Compassion: When others speak ill of you, respond with patience rather than retaliation.
- Focus on Your Growth: Redirect energy from negative habits to focus on self-improvement and inner peace.
- Let Go of Expectations: Be generous without expecting gratitude or validation.
Imagine a Life Free of Gossip and Misconduct
Inspired by the wisdom of Imam Abu Hanifa, Ishwar Chandra Vidyasagar, Nietzsche, and Dr. A.P.J. Abdul Kalam, imagine a life free of gossip, disrespect, and negativity. When we let go of habits that diminish others, we can focus more deeply on our own journeys, building lives rich with purpose, kindness, and inner strength.
As these figures have shown, a life of humility, compassion, and integrity is far more fulfilling than one spent entangled in negative speech or actions. Let go of backbiting and embrace kindness, protecting your inner wealth and creating a life grounded in peace and growth.
Take the Integrity Quiz and Connect
Are you ready to reclaim your true potential? Take my Negativity and Integrity Quiz to learn more about yourself and your own habits. This quick quiz will reveal how aligned you are with a life of integrity, purpose, and positivity. Reflect on your results and consider how small changes could transform your mindset and relationships.
To connect with me, Yasin Chowdhury Layek, and explore additional resources, visit Pathfinder Coach. Let’s work together to build lives grounded in kindness, purpose, and resilience.
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